Students get a hands on learning experience with credit cards through marketplace simulation. Teachers partner with local bank members to educate their students on credit card usage, interest rates, payments, credit scores, credit card fraud and safety. A marketplace simulation can be created right in the classroom or virtually using a presentation platform allowing students to get a first hand experience learning about financial literacy with a focus on credit cards as they "buy goods". Students then turn the knowledge they gained into an informational brochure to educate other students, teens, and young adults.